To be accorded the status of "Member in Good Standing" in the International Association of Debt Management Professionals, we pledge to:

1. Always act in our client's best interest in our representation and actions.
2. Maintain client confidentiality.
3. Never disclose financial statements, financial position, or any other information regarding client's legal matters or business disputes without the express written consent of client and only for the sole purpose of furthering the client's interest.
4. Initiate negotiations in a timely fashion and obtain reasonable and customary settlements of disputes at the very first opportunity.
5. Discuss fee arrangements in advance and in a clearly worded, signed agreement.
6. Accept assignments only when positive and legitimate benefits can be provided.
7. Provide written documentation to client in all settlements and submit these documents in a timely fashion.
8. Refer client to the legal community for any case that warrants the opinion, advice, or services of a qualified legal professional.
9. Never offer, give, or provide any legal counseling, or legal advice, to client.
10. Respect the representation of all attorneys, collection agencies, and other parties appointed to represent creditors.
11. Avoid misrepresentation by action, word, or deed and diligently maintain truth in communication, trust, and respect.
12. Remove oneself from any case or dispute that give the appearance of a conflict of interest.
13. Use practical and dignified means for friendly and professional behavior during any and all negotiations, representations, and settlements.
14. Always act in good faith, deal fairly, and maintain the highest standards of professional conduct.